Credit & Debit Card surcharges banned from 13th January

On Saturday 13th January, you can no longer charge a fee to customers opting to pay by card. Many companies will still be able to charge a booking or administration fee so long as they apply it to other payment methods too.

The current rules that were put into action in 2013 meant that a company could charge a customer whatever it cost to process a debit or credit card payment. From Saturday 13th January, this all changes and all surcharges for customers choosing to pay by card will be banned, this is also going to include payment methods such as PayPal and Apple Pay. 

Although the charges are set to be banned, limits on card purchases will still be able to be made to suit your business. 

The changes are coming in as part of a law setting out many new payment regulations which are based on an EU directive and as this is a UK law change will still also apply following the Brexit process.

Have you charged customers for using the card machine in the past? What plans do you have moving forward?



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